This set of slides, handouts, and notes takes students through how to use credit wisely. Hint: As a teacher, you can order up to 50 print copies of their 40-page booklet, Building Wealth: A Beginner’s Guide to Securing Your Financial Future, for free here! Comes in Spanish, too. compound interest.Ĭomes with slides, teacher’s notes, and student worksheets (hint: it’s hard to figure out how to get the materials – at least it was for me! First, click on the lesson you want, then click on the red “Procedure Documents” and “Interactive Lessons” to get the materials). This particular lesson has students compare putting money under a mattress and putting money into a savings bank account. Put it in the Bankĭallas Fed has a great series of resources around helping students learn how to build wealth. Use this lesson plan, handouts, and slides to teach your students how to rent, the total costs involved, and how to compare rental options. Since your students will likely rent before owning a home, it’s vital that they learn how to actually rent an apartment (and what costs are involved). Includes curriculum alignments, where possible. Psst: are you a homeschooler? Check out these 31 free homeschool personal finance curriculum. Financial Literacy Activities for High School Students (PDFs included)įrom learning how to rent an apartment, to learning how to decide on a big purchase decision – these lessons help prepare teens for real-life scenarios they’ll face in a few short years. Also, you might want to check out these financial literacy week themes. You don’t have to be wealthy, old, married, or a parent to need an estate plan, which also lays out who makes financial and health care decisions for you if you can’t make them yourself.You’ll find activities and PDFs below that cover a variety of money subjects:īelow are PDFs, games with PDFs, PowerPoint slides, and teacher guides to help you teach your students all about managing money. To reach your mid- and long-term goals, take your savings strategy and put an engine behind it. A resource like the Principal ® Retirement Wellness Planner may be a good place to start. Plan for retirement.Įven if it’s a long way off, think about what you want your money to do for you when you retire, and create a plan to make it happen. Use our disability and life insurance worksheet (PDF) to log your coverage and identify any gaps. People with a good financial plan hope for the best, but plan for the unexpected. Use our debt management worksheet (PDF) to log your numbers and find the right balance. Understanding and managing debt is a key part of creating a financial plan. Our quiz will help you decide when to use these savings. That’s where an emergency fund comes in handy. Build an emergency fund.Īll the planning in the world won’t help if life throws you a curveball and you’re not prepared financially. Our tax planning worksheet (PDF) will help you think through potential income tax credits and deductions. It can go a long way toward helping you keep more of your money next year. Think it through using our financial goals worksheet (PDF). It’s always good to have a clear idea of why you’re saving your hard-earned money. (Or just tackle the whole thing on a long, rainy weekend with a big pot of coffee and a dog at your feet.) It’s OK if you’ve already started a few of these steps. In nine steps, you have a nice framework to build on throughout your life. ![]() From the groceries you need, to the retirement you want, and the car repair bill that’s looming, these ideas help you balance long-term dreams with short-term wants, plus those unexpected events that happen along the way. They take you step-by-step through what you need to know to create a personal financial plan and help get your money in order. Smart financial planning follows the same logic. Your wedding, for example, followed a timeline, a budget-even if you busted it with that last-minute table for extended family-and involved compromise and conversation. When it comes to life's biggest moments, you probably had a plan.
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